7 Quick Money Moves Most Seniors Regret Not Starting Sooner

If you’ve stuck with the same insurance company for a while, you might be overpaying—and not by a little. It’s called a “loyalty tax,” and it happens when companies slowly raise your rates, counting on you not to shop around.

QuoteWizard makes it easy to see what other drivers are actually paying for the same coverage. It pulls real quotes from top insurers so you can compare—and potentially switch—without the guesswork.

How to check:

1. Enter your ZIP code, current provider, and a few quick details.
2. Answer a few short questions about your vehicle.
3. Instantly get matched with insurers competing for your business—and compare real quotes side by side.

If there’s a better deal, switching takes just minutes. It’s free to check and could save you up to $600 a year.

From groceries to travel to prescriptions, senior discounts could have saved thousands. Don’t leave another dollar on the table.

Groceries:

• Kroger – Some locations offer seniors 5%–10% off on select days.
• Publix – Select stores offer 5% discount one day a week (usually Wednesdays).
• Albertsons – Participating stores may offer senior discounts — ask at your local store.
• Safeway – Some locations provide 10% off for seniors on the first Wednesday of the month.

Dining & Restaurants:

• Denny’s – 15% off for AARP members.
• IHOP – Special senior menu with discounted prices.
• Outback Steakhouse – 10% off with AARP membership.
• Golden Corral – Senior early bird specials and discounts.

Prescriptions & Health:

• Rite Aid – Wellness65+ program offers discounts on prescriptions and purchases.
• CVS – ExtraCare program sometimes has special senior promotions.

Those little credit card balances? They added up to a fortune lost in interest.

If you owe $20,000 or more in credit card debt, your credit card company isn’t sweating it. They’re collecting interest—sometimes as high as 36%—while you juggle payments and try to stay afloat.

✅ Tip: Freedom Debt negotiates with your creditors to cut what you owe — not just shuffle it around. It’s free to check if you qualify, and it won’t hurt your credit.

Find out the fast way to finally break free.

**Check if you qualify now »

Blocking ads on your desktop, computer, or phone can really help avoid spending on unnecessary items.

A good ad blocker can eliminate all of the ads you’d see on the internet. Not kidding! It’s incredible.

We highly recommend Total Adblock – it’s $2.42/month, but there are other options.

Here's a link to Total Adblock , if you’re interested.

New service helping homeowners get Energy-Efficient window quotes in eligible zip codes.

Thanks to this service, homeowners can get new windows that are energy-efficient. Many homeowners want to replace old windows for new energy-efficient windows that provide a 100% seal (they don't let air in or out). This lowers energy consumption, since your home stays cooler longer in the summer, and warmer longer in the winter.

This website allows you to see if you qualify for a quote, and connects you with local window contractors in your area.

See If You Qualify Now For A Quote>>

If your windows are older than 5 years, you may consider replacing them for new energy-efficient windows. Not only will you save on electricity in the long term, but you may get a great rate right now. It's a free service and there's absolutely NO COST to see if you qualify for a quote.

Do you qualify? Check if you meet these 3 simple requirements:

1. You own a home.
2. Your windows are over 6 years old.
3. You live in a qualifying zip code.

👉 Check Your Eligibility Now!

How old are your current windows?

Check Eligibility

Most people don’t realize companies have secret loyalty discounts... but only if you ask.

✅ Tip: Always ask for the customer retention department. They’re authorized to offer the best deals to keep you from leaving.

Did you know you might be eligible for a low-cost roof repair or replacement in 2025? Many seniors are missing out on massive savings—but this little-known service could help you fix storm damage, prevent costly repairs, and keep your home safe & energy-efficient without breaking the bank.

Why overpay? You could slash thousands off the cost of a new roof—but only if you check your eligibility now!

Checking our eligibility has never been easier or quicker. Click the link below to get started!

Check My Eligibility

A walk-in tub is more than just a bathroom upgrade—it’s a way for seniors to stay safe, comfortable, and independent at home. With features like low-step entry, non-slip surfaces, and hydrotherapy jets, bathing becomes easier and safer, helping to reduce the risk of accidents.

What many don’t realize is that walk-in tubs may also qualify for financial assistance or tax breaks, making them an affordable investment in your safety and well-being. This isn’t just about comfort—it’s about maintaining your independence and staying in your home longer. Don’t wait—see how a walk-in tub can make life easier and help you live comfortably for years to come!

Check My Eligibility

Medicare doesn’t cover everything — and many retirees get blindsided. Here’s how smart planning now can save you tens of thousands later.

Navigating healthcare costs can be tough — especially with all the expenses that Original Medicare doesn’t cover. Co-payments, co-insurance, and deductibles can stack up fast, putting pressure on your wallet.

That’s where Medicare Supplement Insurance (Medigap) comes in. It’s designed to help fill those coverage gaps. A Medigap plan may pay the 20% that Original Medicare doesn’t cover, cover 100% of Part A coinsurance, and may pay up to 100% of Part B coinsurance. Some plans even offer coverage for foreign travel medical expenses and up to 100% of hospice coinsurance.

With the right plan, you can reduce surprise bills and get more predictable healthcare costs. Licensed insurance agents at Healthcare.com are ready to help you compare plans, get answers, and enroll — online or by phone. Take control of your coverage today.

It’s always a disruption when appliances like ACs or washing machines break down. Worse yet, most of us can’t afford to go out and replace or repair them on the spot, yet are forced to, since they are rarely covered by home insurance policies. They always seem to break down when we need them most, but next time, you don’t need to pay out of pocket for anything…

Clever homeowners are using this new Choice Home Warranty, and are saving thousands in the long run by protecting themselves against unexpected home repairs. All appliances you can think of are covered entirely by this program, and in many cases, they’ll completely replace your appliance with a brand new one. Without paying a penny out of pocket or unexpectedly, you can save yourself the financial impact and inconvenience of future break downs.

Enter ZIP to Check Eligibility Here

How Do I Qualify?

Step 1: Click how long you’ve lived in your home to instantly check your eligibility for free

Step 2: View your instant free quote and save!

How many years have you lived in your home?

Stop Paying For Home Repairs Today

The rich have known this all along – GOLD is the best hedge against inflation and economic uncertainty. And with inflation high these days, you can easily diversify and invest in gold. It’s a great way to protect your 401k and/or IRA.

This free gold investment guide shows you exactly how you can invest in gold quickly and easily (it’s no harder than buying a stock). Don’t wait for more bad news – invest in gold and protect yourself against a rocky economy today.

Free Gold Investment Guide »

Stop letting high-interest credit card payments eat into your budget. Paying those steep rates every month? It’s like throwing money away! If you’re ready to break free, now might be the perfect time to switch to a card that allows you to pay no interest on balance transfers into 2026.

The Healthy Wallet editors have uncovered an incredible deal: with cards offering exactly that! That could mean over a year of no interest on balance transfers, giving you the chance to pay down your balances faster and keep more money in your pocket. Even better?

These cards come with a $0 annual fee. It’s the ultimate way to take control of your finances and escape the high-interest trap.

Learn More Here

If you're a homeowner with good credit, there’s a smart way to tap into your home’s value — without refinancing your current mortgage.

Home equity loans are exploding in popularity right now, especially for people looking to wipe out high-interest debt or fund renovations.

With Quicken Money, you can:

✅ Access your home’s equity — fast

✅ Skip the hassle and hidden fees

✅ Keep your existing mortgage rate

Here’s how to get started:

1. Use the Quicken Home Equity Calculator
2. Answer a few simple questions about your home
3. Instantly see your personalized rate and estimated payment — all for $0

Access The Funds Your Need Today

This is my personal list that I've kept for my birthday. This year I really tried to use all of it because I'm keeping tally of how much I've saved. Wanted to see how much I've spent in the process but that's not as fun. There are others as well, and the list is fluid since some companies either didn't give their offer, or no longer give an offer.

✅ Tip: Sign up a few weeks before your birthday with a throwaway email.

👉 **See where to get birthday freebies »